VA Home Loans, FHA Mortgages, USDA in Indianapolis, Indiana

Welcome to the official site of Spectrum Mortgage Services. We are a full service mortgage company based in Indianapolis, Indiana. We specialize in First time home buyers, VA home loans, FHA Mortgages and USDA in Indianapolis. We also serve the surrounding cities in Marion County. Whether you are buying a home or refinancing in any of these zip codes: 46250, 46037 or 46220, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment. In terms of Purchase Loan programs, we offer the following:

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

Our co-owners, Aaron Campbell and John Dearth, have been in the mortgage business since 1998.  Since opening our doors as Spectrum Mortgage Services in 2003, our goal has been to match each customer with the best loan, based on their individual needs, at the lowest possible cost.   

Whether you are putting down 20%, or have no down payment, we have some of the most competetive options available.   We have access to a number of programs from a variety of lenders that include VA, FHA, Conventional, Jumbo, and USDA.  Down payment assistance programs are also available.  Our company is a great fit for anyone from first time homebuyers to long-time homeowners who are looking to refinance.

Thanks to today's technology, you can submit a complete on-line, secure loan application or pre-qualify for a home loan right here. You may also evaluate your different financing options by using our interactive calculators to review various mortgage scenarios found under our Resources Tab.

Check out the Blog Tab for up-to-date and pertinent articles covering a variety of topics and questions about home financing and the mortage industry in general.

We pride ourselves in our customer service, and we guarantee personal attention to your loan from start to finish.  From pre-approval to signing your closing documents, we will keep you informed about the progress of your loan each step of the way.  We look forward to working with you!